MTech Distributors
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MERCHANT SERVICES

Smarter payments.
Built for your business.

Accept payments in-store, online, or on the go with payment technology, processing, reporting, and support built around the way your business operates.

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Processing • Terminals • POS • Gateways • Reporting

Shop owner ringing up a customer on an MTech point-of-sale terminal
Typical approval time24-48 hours

5000

MERCHANTS SERVED

48

HOURS TO APPROVAL

3

WAYS TO GET PAID

50

STATES COVERED
HOW YOU GET PAID

One platform for every way
your customers pay.

E-commerce, in-person and mobile payments on a single account, with one login for reporting, deposits and support.

E-commerce

Online payments that plug straight into your shopping cart, with fraud screening, recurring billing, multi-currency support and full reporting.

In-person

Countertop terminals and POS systems for retail and restaurants. Credit, debit, contactless and mobile wallets, with reporting and analytics built in.

Mobile

Take payments from a phone or tablet anywhere you do business, with real-time transaction tracking, inventory and customer data.
E-COMMERCE

Maximize the online
shopping experience.

Payment integrations with robust, easy-to-implement APIs and SDKs, so your developers connect once and start taking payments.

APIs and SDKs

Pre-built code libraries and documented endpoints let developers connect new technology to your applications in days, not months.

Hosted and embedded checkout

Collect card data in a simple, secure, PCI-compliant way. Drop our JavaScript library into any modern frontend framework or use a hosted payment page.

Fraud and AVS checks

Address Verification, tokenization and fraud screening on every order, with a payment-failure tracker that flags suspicious activity.

Automated billing

Set up recurring charges, subscriptions and e-invoices that bill on schedule without anyone touching a terminal.

Multi-currency support

Sell into more markets with multi-currency and multi-store support on the same account.

Full reporting

Every online transaction lands in the same reporting portal as your in-store and mobile volume.
PLUGINS

Works with the cart
you already run.

Free, PCI-compliant plugins for the major e-commerce platforms. Install, enter your credentials and start selling.

WooCommerce

Fast setup on WordPress with surcharge support, Address Verification, custom hooks for invoice data and fraud control.

BigCommerce

Quick integration with easy refund management, Auth Only and Sale transactions, AVS and surcharge configuration, and tokenized payments.

Magento

A free plugin for Magento Open Source supporting surcharges, AVS and multiple card types on both frontend and backend orders, with real-time refunds.

OpenCart

Plug-and-play install with real-time processing, multi-store and multi-currency support, and a clean checkout your admins can track.

OsCommerce

Auth-only support, easy refunds with OTP verification, order management and status settings, plus AVS and fraud checks.
CHECKOUT

From cart to deposit
in four steps.

A checkout that keeps the customer on your site and the money moving on schedule.

01 · Customer checks out

Your cart hands off to a payment form that matches your site, on any browser or device.

02 · We authorize and screen

Client token authentication, AVS and fraud screening run before the charge is approved.

03 · Order clears

Tokenized card data means repeat customers and recurring billing work without re-entry.

04 · Funds are deposited

Online volume settles alongside your in-store and mobile batches, in one report.
Countertop POS and payment terminal in a convenience store
In-person

Exceptional in-person payment experiences

Countertop, wireless and full POS hardware for retail, restaurants and service businesses, boarded and configured before it ships.
Terminals arrive keyed, connected and ready to take a card, so the first sale does not wait on a technician.
See POS systems
HARDWARE + SOFTWARE

Everything on the counter,
and behind it.

One account covers the hardware, the processing and the reporting, with one number to call.

Card processing

Dip, tap and swipe on every terminal we ship. EMV chip, contactless and mobile wallets, with PCI compliance built in.

POS systems

Full point-of-sale for retail and restaurants with menus, inventory, staff and table management.

Countertop and wireless terminals

Pick the form factor that fits the counter, the patio, the drive-through or the delivery route.

Always-on connectivity

Wi-Fi, ethernet and 4G options so a dropped connection never stops a sale.

Reporting and analytics

Batch, item and staff-level reporting across every location in one portal.

Support that answers

The team that ships and boards your hardware is the team that picks up the phone.
CLOUD SETUP

Board and connect
without a site visit.

Cloud-based deployment links terminals and POS with minimal effort, so your time goes to the business instead of the setup.

Instant cloud integration

Connect terminals and POS solutions with minimal effort and uninterrupted connectivity between them.

Remote configuration

Deploy and manage devices from anywhere. Parameters push down to the terminal without anyone touching it.

Multiple payment preferences

Redirect card-not-present transactions to a terminal to improve transaction security and compliance.

Menu and inventory sync

Keep inventory and menus in sync in real time so every connected device shows accurate levels at checkout.
REMOTE KEY INJECTION

Encryption keys pushed
over the air.

Remote Key Injection secures hardware automatically and fast, so there is no downtime waiting on an injection facility.

Convenient

Start key injection on demand without maintaining your own secure room or shipping devices out.

Speed

Skip the conventional, drawn-out injection process and get devices live the same day.

Cost savings

Cut administrative cost. No constant retraining, re-certification or expert supervision.

Flexibility

Keep existing hardware or add new devices as you grow, with less downtime on either path.
WHY IT MATTERS

What remote key injection
changes day to day.

Automatic key injection

Keys are injected at the time of sale, so the device is ready the moment it lands.

Intuitive cloud boarding

Enter encryption parameters through a straightforward cloud platform and the terminal is ready to use.

ISO key injections

Purpose-built for ISOs boarding volume, so your portfolio stays ahead.

Rapid issue resolution

Troubleshoot quickly with limited merchant involvement and minimal downtime.

Fewer terminal swaps

Avoid unnecessary replacements and the cost and disruption that come with them.

Instant deployment

Devices go from box to live without a wait.
REMOTE DIAGNOSTICS

Diagnose any device
without touching it.

Run full hardware and software checks from anywhere. Diagnostic data is encrypted in transit, so nothing sensitive is exposed.

Diagnostics from anywhere

Check devices in any location without physical access or a paid site visit.

Proactive problem detection

Real-time alerts flag issues before they become a device that will not take a card.

Remote reboot

Clear software faults by rebooting the device remotely, without interrupting the day.

Detailed reports

Battery life, connection strength and type, serial number and SIM details in one report.

Hardware diagnostics

Printers, keyboards, swipers, chip readers and batteries checked remotely, before a problem escalates.

Software diagnostics

Monitor software health and performance and fix issues from a central location.
FLEET CARDS

Smarter fuel payments
for fleet accounts.

Built for fuel and petroleum businesses that need fleet transactions to be seamless, secure and easy to reconcile.

Seamless transactions

Accept fleet card payments on supported POS terminals with a reliable, familiar flow.

Real-time tracking

Automated transaction tracking gives instant insight into fuel purchases.

Secure and compliant

Encrypted transactions and fraud protection on every fill.

Detailed product insights

Product code, name, type, unit, category and status captured for cleaner reconciliation.
Pricing programs

Choose how the fee gets covered

Display cash and card amounts consistently, from the shelf or menu all the way through checkout.
Whichever program you run, the amount on the terminal matches the amount printed on the receipt.
How dual pricing works
Cash and card pricing shown on a terminal
THREE PROGRAMS

Pick the model that fits
your customers.

Dual pricing

Post a cash price and a card price on every item, so the fee is covered by the customer who chooses to pay with a card.

Cash discount

Customers get a discount for paying cash, reflected on the terminal and the receipt based on the method chosen.

Surcharging

The surcharge is shown on the terminal and printed on the receipt, based on the payment method.
Handheld mobile payment terminal
Mobile

Take payments wherever the work happens

Mobile POS for Android and iOS turns a phone or tablet into a full payment device for delivery, service calls, markets and pop-ups.
Card-present rates, real-time tracking and the same reporting portal you use at the counter.
See mobile devices
WHY MOBILE

Built for the route,
the stall and the site visit.

Cost-effective

Run lean. Mobile POS skips the hardware and overhead a full counter setup requires.

Reliable processing

Secure, current payment processing your customers already trust.

Next-gen experience

Straightforward payment flows that are quick for staff and quick for the customer.

Easy integration

Pair devices fast and drop them into the workflow you already run.
MOBILE CARD READER

A card reader that fits
in a pocket.

Bluetooth readers pair with Android and iOS phones, so card-present rates follow you out the door.

Wireless Bluetooth pairing

Connect to a phone or tablet in seconds, with no cables to manage.

Remote key injection

Keys pushed over the air, so the reader is secure out of the box.

Long battery life

A full shift on a charge, with battery health visible in diagnostics.

PCI PTS certified

Certified hardware that meets current card-present security standards.

Data integration

Transactions flow into the same reporting as your countertop and online volume.

Back-lit keys

Readable and usable in a truck, at a market stall or in a dim dining room.
DEVELOPER TOOLS

SDKs for the payment flow
you want to build.

Developer-friendly libraries, documentation and code samples for teams building their own mobile checkout.

Developer-friendly APIs

An accessible API collection with instructive tools for building a mobile POS app.

Customized interface

Design the checkout your staff and your customers actually see.

Streamlined transactions

Certified servers keep processing fast and wait times short.

Docs and code libraries

Documentation, code snippets and libraries that shorten build time.
GET PAID ANYWHERE

An app, a QR code
or a link.

Track transactions, invoice customers and collect payment without a terminal in hand.

Mobile app

Real-time transactions, virtual terminal access, e-invoices and digital signature capture on Android and iOS, in English and Spanish.

QR code payments

Generate an instant QR code for contactless payment from any smartphone.

Pay-by-link

Send a payment link by SMS, email or chat and get paid without waiting for a visit.

E-invoicing

Issue invoices customers can pay online the moment they open them.

Virtual terminal

Key in a card from any browser when the customer is not in front of you.

Real-time tracking

Watch transactions land as they happen, across every location and device.
WALLETS

Payment options that work
for your customers.

However they prefer to pay, the terminal takes it.

Contactless cards

Tap to pay on every terminal we ship.

Apple Pay

One-touch payment from an iPhone or Apple Watch.

Google Pay

Fast, secure payments from any Android device.

Other mobile wallets

Support for the wallets your customers already carry.
Common Questions

What merchants ask us

Most merchants are approved in 24 to 48 hours once we have a completed application and a recent statement. Pre-configured hardware ships right after.

Yes. E-commerce, in-person and mobile volume run through the same account and land in the same reporting portal, with one deposit schedule.

Not always. Remote key injection lets us key and board a lot of existing hardware over the air, so you can keep what works and add to it.

WooCommerce, BigCommerce, Magento Open Source, OpenCart and OsCommerce all have free, PCI-compliant plugins. Custom builds use our APIs and SDKs.

Dual pricing is permitted in most states, with disclosure rules that vary. We set the program up so the cash and card amounts are posted correctly from shelf to receipt.

Us. The team that boards and ships your hardware answers the phone, and most software faults can be diagnosed and rebooted remotely without a site visit.

STOP OVERPAYING. START SAVING.

Ready to see what you'd save
on every transaction?

Send us a recent statement. We'll show you what your rates, hardware and support look like on our platform — in store, online and on the go.
Get my free quote(888) 411-7583